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Term Life Insurance

Term Life Insurance

Loss of life is something we avoid thinking about, but it’s important to plan for the unexpected so your family can be cared for.

 

Program Overall Benefits

  • Basic Term Life: Often an employer-paid coverage option that is offered for a set period of time and provides your beneficiaries with crucial financial protection.
  • Supplemental Term Life: An employee-paid coverage option that allows you to purchase additional protection as your needs change over time. Dependent, spouse, or domestic partner coverage may also be available.2
  • Dependent Term Life: This option provides coverage for your spouse, civil union partner, domestic partner, and eligible children.

Protect and Prepare Your Loved Ones

The death of a loved one is not only emotionally devastating, but affects every aspect of an individual’s life. Suddenly, everyday expenses are much harder to afford. Planning ahead by selecting the right life insurance option is the first step to protecting and preparing your family for whatever is ahead. Find a flexible, comprehensive coverage option that will secure your loved ones’ financial future.

Term coverage provides temporary financial protection for your loved ones throughout your working years when your cost of insurance is typically less expensive. Its death benefit pays the money directly to your beneficiaries in order to help with funeral costs and ongoing financial obligations, such as daily living expenses, your children’s education, and future mortgage payments.

For complete details of the best plan for you and your family, talk to your company’s benefits administrator or contact MetLife directly for more information.

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